Opting out of Credit Card Offers October 9
My algorithm for physical mail is the following:
for each day:
mailbasket.add( usmailbox.letters )
if day == "Sunday":
for each letter in mailbasket:
open letter
if letter is CreditOffer:
shred letter
else:
#This code is rarely called:
read letter
Of course, if you are not careful about such credit offers someone will steal your identity. Why the onus is on me to prevent theives from getting credit cards in my name is beyond me. It makes sense to me that the company issuing the card is taking the risk there, but of course, it is more profitable for them to pass the risk on to the consumer.
There is at least one minor thing you can do to reduce the amount: Opt Out. I finally got around to calling 1-888-567-8688 [1-888-5-OPTOUT]. I asked to opt out permanently. We will see if this reduces the amount of credit offers I get.